Apple Pay

It was the year 2000 and something and it seems that the use of cash is going bye bye. When Apple Pay first came out I was excited since I had an iPhone and I could use it. However, I was wrong in that area. I couldn’t use it. It was only for the new iPhone 6’s and I had a 4S and they aren’t compatible at all.

Using it

When I could afford it I went out and picked up a new 6S and activated the Apple Pay on my phone. Yes, my bank and credit unions both support this payment method. However, only a few places accepted the payment method. I think my first Apple payment was at McDonald’s. I just wanted to see what it could do. Now that more and more places are accepting this option it is getting nicer and easier to use.

So what is Apple Pay, you use it on your phone. It communicates with the payment method which is embeded on a secure element to securely store payment data, and passes that on to the point of sale system.

What can you use

You can use the following:

• American Express
• Visa
• Master care
• Discover

Over the years

Since it was first introduced, it has expanded worldwide and now can be used in the following places:

• USA
• Canada
• Australia
• Singapore
• France
• Hong Kong
• Switzerland
• Spain
• Republic of Ireland
• Taiwan
• Italy
• New Zealand
• Sweden
• Denmark
• Finland
• United Arab Emirates
• Brazil
• Norway
• Poland
• Ukraine
• Germany
• Belgium
• Czech Republic
• Slovakia
• Belarus
• Luxembourg
• Austria
• Netherlands
• Iceland
• Romania
• United Kingdom

I could go on and on but I won’t

What can I use it on and where

Anything that is above a 6 can use Apple Pay. I have used it at the following places:

• Movie theater
• McDonald’s
• Reams
• Macy’s
• Best Buy
• Pee Wei (Chinese food)
• Subway
• Art City Pharmacy
• Check into the airport in TSA and at the gate
• Maverick gas station on the pumps
• Jimmy John’s
• chick-fil-A
• Jersey Mikes
• Panera

Embarrassed

My wife gets mad and embarrassed when I use this, she says just take out your wallet and pay for it. Why should I? When this is more secure. So why should you be embarrassed about being safe? My kids made fun of me but then they realized that they can use this when they don’t have thier wallet. Which is quite often.

Full list

Here is a full list of where you can use Apple Pay at.

When you see the following symbols, you can most likely use it.

Banking

What banks can you use with this

My opinion

I think this is one of the best things that could have happen in the technology world. The ability to pay for something with your phone or your watch and do it securely. I mean that is a great thing to do and you won’t have to worry about your card getting cloned. I love it.